Car Accident Lawyers

Injured in a car accident? You could claim compensation.

Our expert car accident lawyers offer clear advice, a free initial consultation, and act on a no win, no fee basis.

Call 020 7485 8811 to start your claim today.

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  • “Osbornes is a well-regarded personal injury practice well equipped to advise on high-value and high-profile claims.”

     

  • “Osbornes deals with injuries incurred during traffic and workplace accidents.”

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Table of Contents

Introduction: Car accident compensation claims

Across the UK, someone is seriously injured on the roads every 17 minutes*. If you or a loved one has been involved in a road traffic accident, our specialist solicitors are here to help you access the rehabilitation and compensation you may be entitled to. Every day, we’re contacted by drivers, passengers, cyclists and pedestrians who have suffered injuries in accidents caused by someone else’s negligence, whether through reckless driving, poor road conditions or vehicle faults.

*Source: Collision and casualty statistics in the UK are recorded by the police and published by the Department for Transport and Police Service of Northern Ireland.

Expertise and recognition

At Osbornes Law, we’re recognised as one of London’s leading personal injury firms, ranked by The Legal 500 and Chambers UK for our expertise. Our lawyers are accredited by the Association of Personal Injury Lawyers (APIL), reflecting their specialist knowledge. We combine decades of experience with a personal approach, guiding you clearly through every stage of your claim. With a 4.7★ rating on Trustpilot from hundreds of reviews, our clients trust us to deliver outstanding results and the support they need after a serious road accident.

How do I claim for a car accident?

If you’ve been injured in a car accident that wasn’t your fault, the first step in making a compensation claim is to speak to a specialist personal injury solicitor. Most firms, including Osbornes Law, offer a free initial consultation so you can discuss your case, ask questions, and decide whether you feel confident moving forward with them.

Look for solicitors who are members of the Law Society’s Personal Injury Accreditation Scheme or the Association of Personal Injury Lawyers (APIL). These memberships are a strong indicator of recognised expertise in handling car accident claims.

What are the steps in a car accident claim?

Once you’ve chosen a solicitor to represent you, your claim will follow these key stages:

1. Establishing who was at fault

Your solicitor will investigate who is legally responsible for your injuries. In car accident claims, this is usually another driver. However, responsibility may lie with a local authority (e.g. due to poor road maintenance) or another third party.

In most cases, the claim is made against the responsible party’s insurer—not the individual directly.

2. Gathering evidence

You’ll be asked to explain what happened in as much detail as possible. Your solicitor will then collect supporting evidence, which may include:

  • Photographs of the scene or vehicle damage
  • CCTV or dash cam footage
  • Witness statements
  • Police accident reports
  • Medical records
  • Insurance and accident log documentation

The goal is to build a clear, factual picture of how the accident occurred and who was at fault.

3. Medical assessment

To make sure your compensation reflects the full impact of your injuries, you will be examined by an independent medical expert. Their report will assess:

  • The severity of your injuries
  • How long they are likely to last
  • Any long-term impact on your life or ability to work

If your injuries are serious or life-changing, further assessments may be arranged to determine your future care or rehabilitation needs.

4. Calculating and negotiating your compensation

Once your injuries have been fully assessed, your solicitor will calculate how much compensation you may be entitled to. This will take into account:

  • Pain and suffering
  • Medical costs
  • Lost earnings
  • Ongoing care or support needs

They will then negotiate with the other party’s insurer to reach a fair settlement. Most claims are resolved at this stage without needing to go to court.

5. Taking the case to court (if needed)

If a fair settlement can’t be reached, your solicitor may advise taking the case to court. A judge will review the evidence and decide how much compensation should be awarded.

You may need to attend court and give evidence, but your solicitor will guide and support you through this process.

6. Receiving your compensation

Once a settlement is agreed or a court decision is made, your compensation will be paid. Most payments are made as a lump sum, but if your claim includes long-term care needs, the court may award periodical payments – regular, ongoing payments to cover future costs.

Start your car accident claim today

If you’ve been involved in a road traffic accident and need legal advice, Osbornes Law is here to help. Our experienced team will guide you through every step of the claims process.

  • Call us today on 020 7485 8811, or
  • Fill out the contact form below to discuss your case in confidence.

What type of car accident can I claim for?

Pedestrians crossing the road: The rights of pedestrians are well protected by the law. There is no offence of “jaywalking” in this country and if a pedestrian is knocked down at traffic lights, on a crossing or other place where they should have been visible to oncoming traffic, there will usually be at least some fault on the part of the vehicle user.

Car passenger claims: There will almost always be a claim here as road accidents are invariably caused by someone’s negligence but the car passenger will have been an innocent party.

Hit and run claims: If the accident was a hit-and-run or if the other party was not insured then the case can still proceed but it will be dealt with by the Motor Insurers Bureau (MIB) rather than an insurance company. Insurance is compulsory for nearly all motorised road vehicles. Most road accident claims are therefore directed to a motor insurer and they pay the compensation and costs in the successful cases.

Uninsured driver claims: Uninsured cases are run like any other personal injury claim but the MIB has a separate scheme for Hit and Run cases. Under this scheme, court proceedings are not allowed and there are special rules governing eligibility, procedure and costs.

Drink driving accident claims: Drink driving remains one of the leading causes of serious injuries and fatalities on UK roads. If you were injured by a driver who was over the legal alcohol limit, you may be able to bring a claim for compensation, even if the driver was not convicted in a criminal court.

Taxi accident claims: If you’ve been injured in an accident caused by a taxi or Uber driver, our specialist solicitors can help you make a claim.

How long do I have to claim for a car accident?

The time limit for making a road traffic accident claim is three years. This means that court proceedings must be issued within 3 years of the accident date. There are some different time limits and the court may decide to extend depending on the circumstances and type of case. When you call us for your initial free consultation our legal team will discuss this with you.

No win no fee car accident claims

Your claim would be funded on a No Win, No Fee basis which means you will not have to pay anything at the start of your claim and there will be nothing to pay should your claim be unsuccessful.

When you call us to discuss your claim, our personal injury lawyers will discuss funding and explain, in full, payments to be made from your compensation.

What our clients say

“I contacted the Osbornes Law at a difficult time for me – my daughter was hit by a car and was in a serious condition in the hospital. I am a foreigner and could not do anything as I was at the bedside of my daughter. Ben Posford and his team took on my case, resolving all issues with the police, the court, the insurance company. In addition to high professionalism, they showed great human sensitivity, concern for my interests.” Read the Client Review on TrustPilot.

“I was hit by a car on a zebra crossing on Boxing Day. The driver made a lot of false claims to try and shift the blame and responsibility onto me. Over almost a 20 month period, Osbornes Law provided a fantastic service. They fully supported me and made the process as smooth and stress free as one might hope. I was very pleased with the end result and would highly recommend the firm. Andrew Middlehurst and Nicola Hall did a brilliant job!” Read the client review on TrustPilot

Expert car accident lawyers

Osbornes Law specialise in personal injury claims for compensation, we have a large team of experienced and independently accredited personal injury solicitors handling road traffic accident claims in London and across the UK. Our solicitors have helped thousands of people get their lives back on track following serious injuries. We have built up a strong reputation for representing clients with the following injuries:

Our legal teams comprise car accident lawyers fluent who are fluent in many languages including RomanianHungarianPolishBulgarian, Czech and Spanish who can also advise on car accidents abroad.

Contact us

  • Call us today on 020 7485 8811, or
  • Fill out the contact form below to discuss your case in confidence.

Speak to a Car Accident Lawyer Today

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    Car Accident Claim FAQs

    What should you do when you are involved in a car accident or other road accident?

    Whether you are a driver or a passenger, here are some guidelines to follow if you are involved in a car accident.

    It is an offence under the Road Traffic Act not to stop after an accident. If the accident causes injury or damage to a vehicle, you must provide your name, address and vehicle registration number to whoever has ‘reasonable grounds’ to request them.  This could be the other driver, their insurance company or the police. Note if the driver is not the owner, the owner’s name and address must also be supplied. Finally, you must report the accident to the police within 24 hours as well as to your insurance company.  This is the case even if you do not intend to make a claim.

    If anyone is injured, call 999 right away for an ambulance and the police.

    The police will not always attend so if you believe the other party is at fault you will need to think like a detective yourself which can be difficult when you are feeling flustered and upset.

    Most people will remember to exchange details with the other people involved. But to be certain the details are correct take a photograph of all number plates and vehicles.   This will prevent any later argument with an insurer insisting you have the wrong vehicle.

    If possible collect details of any witnesses and make notes of the accident, such as the time, date, exact location and weather conditions. The cameras on our mobile telephones are ideal for assembling this evidence.

    Should you decide to pursue a claim for compensation for personal injury this information will be very helpful. However, you should not be put off from making a claim because you are concerned you do not have all the necessary details. An experienced personal injury solicitor will know how to go about obtaining all the information needed.

    In summary:

    Record the details of the other party at the scene, including name, address, telephone, insurance details and vehicle registration number. Report the matter to the police immediately. If for any reason this is not possible, report the accident in person to a police station as soon as you can (and get a police reference number). Take details of any other party and any witnesses. Contact your own insurers.

    How do I choose a lawyer for a car accident claim?

    Whether you are a driver or a passenger, you may be entitled to claim compensation for your injuries. If you intend to claim for personal injury, you should get advice from a legal specialist. The Association of Personal Injury Lawyers (APIL) is a not-for-profit association of legal specialists.   APIL will be able to find you an accredited, expert personal injury lawyer. You may also look for members of The Motor Accident Solicitors Society, which is an association of solicitors who specialise in helping people who suffered personal injuries arising from motor accidents.  The Law Society has its own panel of experienced practitioners and will be able to help you find a personal injury solicitor local to you.

    Does it matter if the police are not prosecuting the other party?

    In short, no.   You can still succeed with a compensation claim in full.

    Can a passenger claim for personal injury compensation?

    Injured passengers are entitled to claim against the driver who was at fault. This could mean the driver of the car that they were travelling in. If more than one driver was at fault, they can claim against each one. Click here for more info

    Can I still make a car accident claim if I was not wearing a seatbelt?

    The law says that passengers and drivers must wear a seatbelt and failure to do so could result in criminal prosecution.   Seatbelts are one of the simplest yet most effective ways of saving lives on the road. However, if you were involved in a road traffic accident and the accident was not your fault, failure to wear a seat belt does not mean you cannot claim compensation. Your compensation will likely be reduced, however.  A 25% reduction is typical.

    Can I claim compensation if the car accident was my fault?

    First, consider whether the accident was truly your fault or not. Sometimes it is not entirely clear where the blame lies, and it might even be shared between the parties involved. A solicitor will help you determine whether you could be held responsible.

    Even if you are found partly responsible you may still be able to claim personal injury compensation.

    What should you do if a cyclist hits your car?

    Cyclists aren’t required to hold insurance which means that if they are at fault for an accident unless the cyclist has third-party cycle insurance it is most likely that you will have to claim through your own insurance.

    In relation to liability, we will use our expertise and experience to secure 100% liability, or as close to it as possible on the facts of the case. If the opponent was at fault but alleges that it was also your fault, then they are making a claim for ‘contributory negligence’. Just as it is for the claimant to prove their primary claim by evidence, it is up to the defendant to put forward evidence to show that you are partially to blame. If they succeed, the final amount of compensation is reduced by a percentage to reflect your contribution of blame.

    It is common for contributory negligence to be raised against claims brought by cyclists.  Examples would be running a red light, being unlit in the dark, and turning without indicating.

    Where a claimant sustained head or facial injuries and was not wearing a helmet, insurers and their lawyers will usually claim up to 25% for contributory negligence, but they will not often succeed in this evolving area of the law.

    It should be remembered that the hierarchy of responsibility principle has been written into the Highway Code, and is generally applied as a common law principle. It means that those with the potential to do the most harm must bear the greatest responsibility to avoid the danger they pose, and in practice means that the negligence of a car driver will be considered more serious and significant than that of the injured vulnerable road user, and so findings of contributory negligence against cyclists are often relatively low, around the 20% – 30% range.

    It is also the case that allegations of contributory negligence can be thrown into discussions for the purposes of negotiation and may not always have merit on close inspection.

    Road Traffic Accident Statistics

    We analysed the latest road traffic casualties data for 2024, revealing critical trends.

    2024 Casualty Overview:

    Total fatalities: 1,633 (Great Britain) – a 1% increase from 2023 Total casualties: 128,375 – down 3% year-on-year Killed or seriously injured (KSI): 29,537 – remaining stable

    Key Trends and Demographics

    Our analysis reveals significant gender disparities, with 76% of fatalities and 61% of all casualties being male.

    Motorcyclist injury statistics present a concerning trend: while total casualties declined 6%, fatalities increased 9% – the largest increase among all road user categories.

    • Osbornes Law is a really strong team with a lot of depth.

      Chambers 2025

    • Osbornes work professionally as a team, responding diligently to emails or telephone calls.

      Chambers 2025

    • Osbornes deals with fatalities incurred during traffic and workplace accidents.

      Legal 500 2025

    • Osbornes clients are individuals whose cases are treated with the focus required when dealing with life changing injuries.

      Legal 500 2025

    • Fielding a ‘first class, very well resourced’ team of litigators, the personal injury department at Osbornes is rated for its diverse workload of complex, high-value injury claims, representing both domestic and international claimants.

      Legal 500 2025

    • Osbornes is an excellent firm, made up of lawyers with flair and pedigree.

      Legal 500 2025

    • Osbornes lawyers are smart, well trained, experienced and well managed.

      Legal 500 2025

    • Osbornes personal injury practice is first class; very well resourced and second to none.

      Legal 500 2025

    • Osbornes is becoming one of the top players in the claimant personal injury market. A large team with a great number of very high quality solicitors.

      Legal 500 2025

    • Osbornes is a highly proficient serious injury firm. They bring all the benefits of the biggest firms in the market but none of the downsides.

      Legal 500 2025

    • It has considerable experience in cases arising from motor accidents and accidents at work

      Chambers UK 2024

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    Personal Injury Accreditations

    • The Times Best Law Firms 2025
    • The Law Society Personal Injury Accreditation
    • Legal 500 2025 - leading firm
    • Chambers UK 2025 - Firmwide

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