Cohabitation & Unmarried Couples

Cohabitation Lawyers

When cohabiting couples separate they can face the same painful experiences that a married couple face. Our cohabitation lawyers can advise you in resolving these issues.

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  • “The family law team at Osbornes is one of the strongest in London; across all areas of work from international cases, financial and children work, Osbornes is a market leader.”

  • “Osbornes handle a significant amount of complex, high-value divorce work.”

  • “Osbornes is a top-end firm, a very well-established name. They have high-value matters, deal with complex matters and have a good team.”

What is Cohabitation?

Many couples prefer to live together in long-term relationships without being married. This often means sharing a home, shared finances, and raising children together. However, unlike marriage or civil partnerships, cohabitation does not have a specific legal status in the UK. This means that cohabiting couples do not automatically have the same rights and protections as married couples when they separate. There are no laws for cohabitees to receive shares of pensions, lump sum payments or maintenance from their former partners except where the lump sums or maintenance are for the benefit of a child.

Specialists in Cohabitation Law

Cohabiting couples have often built up a life together over a long period of time. Therefore, there will be various issues to address during a separation. Broadly speaking, these issues may concern any children, financial provisions for the children and the redistribution of finances and any assets between the individuals themselves.

At Osbornes Law, we understand the challenges that cohabiting couples face. Our dedicated team of cohabitation solicitors have in-depth knowledge of the laws affecting unmarried couples. We are committed to providing tailored legal solutions that protect your rights and secure your future.

Legal Services for Cohabiting Couples

Cohabitation Agreements

We draft cohabitation agreements that clearly outline each partner’s rights and responsibilities. These agreements cover property ownership, financial arrangements, and provisions for children.

Buying Property Together and Dealing with Property on Separation

Our solicitors advise on property rights, helping you navigate the complexities of jointly owned property. We ensure that your interests are protected whether you are buying a home together or dealing with property during a separation.

Regarding the ownership of and interest in property where cohabitees or former cohabitees are not married, the Court looks at the laws of Land and Trust. The same is true of joint owners of property who were not in a relationship. The Court would look to the common joint intention of ownership of the property was, often determined by whose name the property is in. Still, factors such as agreements, financial contributions towards the property or the general circumstances can also show what the common intention was to be.

Addressing Financial Issues

We assist cohabiting couples in managing joint finances and addressing financial disputes. Our team helps secure fair financial settlements, ensuring that both partners’ contributions and future needs are considered.

Parental Rights and Responsibilities

We offer guidance on parental rights and responsibilities, helping cohabiting parents establish and protect their legal rights. Whether it’s securing parental responsibility or addressing child maintenance and custody issues, we ensure the best interests of your children are prioritised.

Concerning financial disputes, if children are involved, the Courts will look first to the child’s best interests, needs, and carers. Often this can result in a property transfer to a carer until a child reaches the age of 18 or ceases full-time education, with the property then being sold and the proceeds divided between the two former cohabitees. The financial positions of the parents and their child’s financial needs will be important considerations.

Separation Agreements

In the event of a separation, we help couples create separation agreements that outline the division of assets, financial responsibilities, and arrangements for children. These agreements provide a clear framework for moving forward and reduce the potential for conflict.

Cohabitation Dispute Resolution and Mediation

Our cohabitation solicitors are experienced mediators who help couples come to fair agreements without having to go through stressful court battles.

Get Advice From Our Resolution Accredited Cohabitation Lawyers

If you are involved in a dispute with a former partner to whom you were not married, then one of our family team can help you resolve these issues. Our lawyers are Resolution accredited specialists in Cohabitation Law.

To speak with one of our solicitors, contact us by:

  • Filling in our online enquiry form; or
  • Calling us on 020 7485 8811

Cohabitation FAQs

What information do our cohabitation solicitors require from you?

To enable our cohabitation lawyers to advise you on your position, it would be helpful if you would provide us with the following information and documents:-

  • Details of the ownership of any land or assets owned.
  • Discussions that took place before and after the purchase
  • Any written or verbal agreements
  • Details as to who paid the deposit.
  • Full details of who paid the mortgage payments.
  • Details of any additional contribution made by you, for example, towards the property, e.g. funding or renovating the property.
  • Details of the solicitors who acted in the purchase of any such property.
  • If you are renting a property, whether it is rented from the council or a private landlord, the amount of rent paid each week, and whether the rental agreement is in your sole name, joint name or the name of your cohabitee.

When would you sever a joint tenancy?

Severing a joint tenancy is common when people who have bought property together separate. It helps resolve disputes about how much money you should receive if you sell the property.

What is a cohabitation agreement?

A cohabitation agreement is a document between two people who live together as a couple which sets out your intentions and agreement regarding your finances.

What happens when civil partners separate?

If a civil partnership breaks down, you must apply for a dissolution, equivalent to a divorce. If children are involved legal representation can ensure the appropriate arrangements are made.

What is a common law partner?

Although many people may consider themselves as a ‘common law partner’ if not married to their partner, in reality, and from the viewpoint of the courts in England, there is no such thing as a common law partner. And it doesn’t matter how long the couple has lived together. For this reason we refer to couples who live with one another but are not married as unmarried couples, cohabiting couples or cohabitees.

Speak to a Cohabitation Solicitor Today

Email us Send us an email and we’ll get back to you






    • Osbornes is a hugely impressive firm that offers strength and depth to its clients.

      Legal 500 2025

    • Andrew Watson is a cohabitation specialist.

      Legal 500 2025

    • The family law team at Osbornes is one of the strongest in London.

      Legal 500 2025

    • Osbornes‘ family team is headed up by Mark Freedman, a mediator and fighter who will get the job done on both complex financial matters and international children cases.

      Legal 500 2025

    • A market leader across public law, international cases, financial and children work.

      Legal 500 2025

    • "Mark has a strong no-nonsense approach with a dose of realism and commercial acumen that clients respond to."

      Chambers HNW 2024

    • "Mark is very good at taking a firm line and sticking to it. He doesn't pick unnecessary fights. He is very commercial and good on money cases, and extremely good value in the London market."

      Chambers HNW 2024

    • "Mark leads the team superbly. He is very able, thinks laterally, fights his client's corner, and invariably succeeds in getting a good result via negotiation or litigation."

      Chambers HNW 2024

    • They are uniquely placed to cater for every avenue of family legal difficulty, whether financial or children.

      Legal 500 2024

    • Osbornes has one of the strongest family law teams in the business with a very wide range of experience and seniority

      Legal 500 2024

    • Osbornes has incredible strength in depth across every area of family law, from public law children and child abduction proceedings, through to adoption and surrogacy, and private client work.

      Legal 500 2024

    • Areas of expertise for the group span from unravelling complicated trusts and handling pre-acquired wealth, to Children Act proceedings and advising on the financial provision for children

      Legal 500 2024

    • "Osbornes have been a sound firm forever. They have phenomenal work."

      CHAMBERS UK 2023

    • "They provide excellent advice and service to clients."

      CHAMBERS 2023

    • "Osbornes Law have a very broad family practice which does all areas of family law at a high level. They have an excellent practice; they are top quality across the board."

      CHAMBERS UK 2023

    • "Osbornes offers a unique service of high quality advice and representation across a wide range of areas of law."

      Legal 500 2023

    • "The team are all eminently approachable and down to earth, committed, hardworking and who support their clients in a very effective, pragmatic way."

      Legal 500 2023

    • "Osbornes offers an excellent family law service spanning the wide range of disputes that may arise, in relation both to children and finances."

      Legal 500 2023

    • "A family team that is able to offer the highest level of expertise across the family law spectrum from high-net-worth finances through to care proceedings and children matters."

      Legal 500 2023

    • Osbornes have been a sound firm forever. They have phenomenal work and an excellent skill set.

      Chambers HNW 2022

    • Osbornes have high-end partners doing high-end work. They are very impressive.

      Chambers HNW 2022

    • They have an excellent practice; they are top quality across the board.

      Chambers HNW 2022

    • Osbornes have a very broad family practice which does all areas of family law at a high level.

      Chambers HNW 2022

    • He is very hard-working, diligent and thoughtful in his approach. He is on top of the detail and makes strategic decisions.

      Chambers HNW 2022

    • He commits himself to getting the best results.

      Chambers HNW 2022

    • He’s a really tough litigator that you certainly want on your side. He will defend his clients to the hilt.

      Chambers HNW 2022

    • Mark is an immensely capable lawyer, with vast experience and a well-deserved reputation for getting the very best for his clients.

      Chambers HNW 2022

    • Lisa Pepper is extremely hard-working and adored by her clients. She is a very empathetic and approachable lawyer.

      Chambers HNW 2O22

    • She’s an extremely supportive and kind lawyer and has an increasing mediation profile too

      Chambers HNW 2022

    • "Mark Freedman is intelligent and personable and has a good selection of high-net work cases".

      Chambers UK

    • Andrew secured me the best financial settlement for my claim. He is a credit to Osbornes Solicitors.

      Family Department Client

    • "It has a strong and experienced team of solicitors who don’t take bad points, work sensibly to get a settlement and who you can always pick up the phone and speak to. They are good lawyers and know the strengths and weaknesses of their clients’ cases. They don’t posture and always pursue their clients cases appropriately. "

      Legal 500 2021

    • "Mark Freedman is a very capable lawyer, renowned for not being a pushover and pushing his clients’ cases as much as he can, but will always talk sensibly about settlement. He is among the best – tenacious, good judgment and tactically aware."

      Legal 500 2021

    • "Mark Freedman is a dynamic and highly experienced family lawyer who fights extremely hard for his clients and is always in their corner, thus ensuring their loyalty and confidence. In a trial you would always want him on your side."

      Legal 500 2021

    • "Bridget Thompson combines her excellent legal knowledge with a clear, succinct and robust style of advice and advocacy. Her approach clearly inspires a high degree of client confidence in her"

      Legal 500 2021

    • "She has impressed me as someone who fights my corner but also understands the importance of resolving issues without unnecessary escalation. She is calm and reassuring."

    • "Her mediation practice is exceptional; she is also a great solicitor and has a breadth of skill which is really useful."

      Chambers UK 2021

    • "He is really experienced and wise. He has a lovely manner about him and clients feel safe with him."

      Chambers UK

    • "Jo Wescott is top notch and widely recognised as a rising star throughout the profession. She brings a winning combination of great judgement, an immense work ethic, and a relaxed and charming way with opponents and clients alike. Someone you want on your side”

      Legal 500 2021

    • "Osbornes is pre-eminent for family law in North London. Mark Freedman is a real rainmaker. He is an excellent lawyer and has a top-notch practice"

      Legal 500 2020 - Mark Freedman

    • Mark Freedman is intelligent and personable and has a good selection of high-net work cases.

      Legal 500 2020 - Mark Freedman

    • "Exceptional value for money. Highly competent and reasonably priced. Mark Freedman: one of the best in the field."

      Legal 500 2020 - Mark Freedman

    • "Client-focused. Ready to fight the clients’ corner, but also ready where possible to steer client from unnecessary dispute. Mark Freedman – very experienced, with good instinct for the eventual result. Clients love him and he thinks ahead and directs the client to the best result for the client."

      Legal 500 2020 - Mark Freedman

    • Mark Freedman is a serious player. A fearless family law litigator, who protects his clients’ interests passionately.

      Legal 500 2020 - Mark Freedman

    • Breadth of knowledge and willingness to go the extra mile is what makes it stand out. Mark Freedman – devoted to his clients

      Legal 500 2020 - Mark Freedman

    • Mark Freedman frequently takes on high-value financial and children proceedings that involve complex tax, trust and accounting issues. Sources praise the "tenacity and common sense" he brings to challenging disputes.

      Chambers UK

    • "Mark is very experienced, competent, good with clients and takes a sensible approach to cases. He knows exactly what he's doing."

      Chambers & Partners Directory 2020, Mark Freedman

    • Lisa Pepper is particularly recognised for her role as a mediator in complex cross-border disputes. Her practice also includes handling prenuptial agreements and issues arising from the dissolution of civil partnerships.

      Chambers UK

    • "Naomi Angell is a highly esteemed practitioner who is highlighted as "a leader in the field" and "extremely knowledgeable" by interviewees. She is particularly recognised for her experience in complex adoption disputes."

      Chambers UK

    • "An exceptional outfit. They take on difficult cases, fight hard and win."

      Chambers UK

    • "They are an outstanding firm to work with. They are consistently impressive in their work."

      Chambers UK

    • "The team frequently deals with cross-border estates for high–net-worth individuals."

      The Legal 500

    • "Mark Freedman is a real heavyweight litigator who has dealt with some very significant cases."

      The Legal 500

    • "Mark Freedman boxes clever, keeps his powder dry and when it comes to the end game he negotiates a really good deal."

      The Legal 500

    • "Mark Freedman has a specific focus on high-net-worth divorces and finance cases where there are overseas assets and trusts."

      The Legal 500

    • "Lisa Pepper somehow manages to get parties to settle on matters where there isn’t much hope to start out with."

      The Legal 500

    • "Well-regarded family practice assisting clients with substantial matrimonial disputes and sensitive children proceedings."

      Chambers UK

    • "Mark Freedman draws acclaim for his work in high net worth divorce cases, including those involving company structures, family trusts and overseas assets."

      Chambers UK 2019

    • "He never gives up. He fights for you to the end and has boundless energy."

      Chambers UK

    • Bridget Thompson heads the family team, where client care is the top priority.

      Legal 500

    • Mark Freedman advises high-net-worth clients and knows his stuff.

      Legal 500

    • Highly regarded for his experience as a litigation and mediation expertise, Mark Freedman is tenacious and determined. Clients really feel that he is fighting their corner.

      Chambers UK

    • [The Family Law department] handles significant matrimonial finance cases and complex nuptial agreements. Respected for its expertise in cross-border children law matters.

      Chambers UK

    • They have a really good, strong team, with the junior elements punching well above their weight. It doesn't matter who you talk to; they are all switched on."

      Family Law department client

    • "Mark Freedman receives a lot of instructions from clients based abroad, often relating to complex divorce proceedings. Sources say: “His main strengths are his enthusiastic passion for the job in hand and his total dedication to his clients.”

      Chambers UK

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