Commercial Property Finance

Commercial Property Finance Solicitors London

Many businesses do not have the funds to buy commercial property outright, and leasing is not always the preferred option. We help our clients negotiate commercial property funding that will help their business thrive, while minimising risk.

Contact us

Contact

Understanding property finance law

Real estate finance goes beyond the simple exchange of property for capital. The lender will check that everything is in order, including the property’s title and planning status, before agreeing to advance the money. If the property is let, it will also look at the tenant’s creditworthiness, rent payment history and the terms of the lease.

There may also be complex warranties to put in place, especially if the property is being developed and construction standards are a condition of the loan.

This is not a not a straightforward process. However, our experienced commercial property solicitors can help you negotiate fair and robust documentation that protects your interests. We offer end-to-end support that focuses on:

  • Real estate due diligence
  • Matters that affect the bank’s security
  • Structuring the transaction in a way that is acceptable to both parties
  • Negotiating documents that work for you and your business

Our commercial property finance services

Our commercial property finance lawyers help companies, developers, banks and financial institutions balance the legal and commercial risks when a loan is secured against real estate. We can help with:

  • Acquisition finance secured against commercial property
  • Development and project finance
  • Bridging loans
  • Due diligence and compliance
  • Lending against property portfolios
  • Construction finance
  • Refinancing existing commercial properties
  • Alternative or complex loan structures
  • Priority arrangements
  • Financial documentation, including facility, letters, debentures and personal guarantees

Why choose our commercial property finance solicitors?

Our commercial property finance solicitors understand the underlying real estate issues and the way that commercial real estate transactions are structured. We translate that knowledge into legal documents that work for all parties. We understand that commercial property finance is a complex area of law, and we have the experience to guide you through every step of the process.

Our team is on the panel for numerous commercial lenders. This means we are able to act on behalf of the borrower and the lender if the lender is agreeable, which goes a long way to preventing any last-minute delays or renegotiation of terms.

If our commercial property solicitors are already helping you with the commercial conveyancing, it puts us in an excellent position to handle the finance as we have the information on file already. In any event, you’ll receive clear and proactive advice that meets your timescales and keeps your deal on track.

To find out more about our commercial property finance services, either call us on 020 4502 7487 or fill out our contact form and we’ll be happy to call you back. Or visit our London offices in Camden or Hampstead to have a face-to-face meeting with our commercial property experts.

Contact us about Commercial Property Finance

For a free initial conversation call 020 7485 8811

Email us Send us an email and we’ll get back to you






    Property News & InsightsVIEW ALL

    1. 28.2.2024

      The Consumer Credit Act 1974 to the rescue?

      Our clients issued a claim against their former accountant, friend and trusted confidante. The clients ran a restaurant from a...

      Read more
    2. 23.1.2024

      The Leasehold and Freehold Reform Bill and Service...

      The Leasehold and Freehold Reform Bill was introduced to Parliament on 27 November 2023 with the aim of delivering on the government’...

      Read more
    3. 23.1.2024

      Will 2024 bring changes to the conveyancing process?

      The National Trading Standard Estate and Letting Agency Team (NTSELAT) has recently released new guidance relating to information on both...

      Read more
    4. 23.1.2024

      Know your Rights (of Way)

      If you have a question or concern over a right of way on your property, it is important to seek...

      Read more
    5. 23.1.2024

      Party Wall Etc Act 1996 v Common Law

      The case of Power & Kyson & Shah [2023] EWICA Civ 239 brought in question the interrelationship between common law and the...

      Read more
    6. notting hill coloured houses
      4.12.2023

      The Leasehold and Freehold Reform Bill 2024

      As of the 27th November 2023 “Bill 13” has been introduced in the House of Commons. The passage of the bill could...

      Read more
    7. Kings Speech
      8.11.2023

      Leasehold update: A new Leasehold and Freehold Bill...

      Yesterday, 7th November 2023, in the King’s Speech we heard the following: “My Ministers will bring forward a bill to...

      Read more
    8. 27.10.2023

      The Building Safety Act 2022

      This much awaited Act was introduced into Parliament on 5th May 2021 as a consequence of the Hackitt Report on Building...

      Read more
    9. service charges
      22.8.2023

      “Reasonableness” of Service Charges

      It is well known that the relevant costs that a landlord incurs in the provision of services, repairs improvements, maintenance...

      Read more
    10. House-Finsbury-Park
      19.5.2023

      Declaration of Trust for Property

      If you are buying a property jointly, you may want to consider making a declaration of trust to record your...

      Read more
    11. kensington apartments
      11.5.2023

      Lease Extension Negligence

      What is Lease Extension Negligence? Solicitors Negligence when a Tenant claims a new lease of a flat under the Leasehold...

      Read more
    12. tate modern london
      11.5.2023

      Overlooking Nuisance Claims

      Overlooking Nuisance Claims – net curtains not necessarily! I refer to the article https://osborneslaw.com/blog/overlooking-nuisance-claims-buy-some-net-curtains/ which concerned the...

      Read more
    13. cars on portobello road
      11.5.2023

      Rent Repayment Order: Rakusen v Jepsen

      Rakusen v Jepsen & Others 2023 Judgement was given in this case on the 1st March 2023 and when it was settled...

      Read more
    14. 10.5.2023

      Government Announces Leasehold Reforms

      The government announced in 2021 the introduction of various leasehold reforms which will affect the leasehold system for properties in England...

      Read more
    15. kyance mews london
      13.2.2023

      Transfer of Equity Stamp Duty

      Do I Pay Stamp Duty Land Tax When Transferring Property into My Partner’s Name? When it comes to property...

      Read more
    16. apartments in london
      13.2.2023

      Shared Ownership Stamp Duty

      Do you pay stamp duty on shared ownership? When you buy a new shared ownership property, you are given two...

      Read more
    17. little venice in London
      8.2.2023

      Severance of a Joint Tenancy

      Severing a Joint Tenancy Normally, when couples buy a property together they do so as joint tenants. This means they...

      Read more
    18. camden lock
      8.2.2023

      Tenants in Common vs Joint Tenants

      Tenants in Common vs Joint Tenants: Which is best for buying a property together? When buying a property with someone...

      Read more
    19. Japanese Knotweed
      5.2.2023

      Japanese Knotweed: Knot in my backyard again!

      Many will have read the recent case in which a furniture designer pursued his seller successfully after he moved into...

      Read more
    20. door handle with a key
      20.1.2023

      Stamp duty tax to remain the same until 2025

      Good news for buyers as the current SDLT rates will remain until 2025 Buyers looking to purchase this year will be...

      Read more
    21. Concerned upset millennial couple
      19.1.2023

      Half of UK renters worried they will not...

      As rent rises for the majority of UK renters, half are worried they will not be able to afford it...

      Read more
    22. grand union walk camden
      23.9.2022

      First-time buyer stamp duty exemption

      Stamp duty is the bane of every home buyer, with only first-time buyers being exempt from paying the tax if...

      Read more
    23. london property
      9.6.2022

      TOLATA Claims

      What are trusts of land? Property ownership is not always a straightforward legal issue, particularly where the parties are cohabitees...

      Read more
    24. right to light
      8.6.2022

      Right to Light Explained

      Right to Light Law in the UK Property owners have a legal right to light as set out in the...

      Read more

    VIEW ALL

    • Professional and communicative throughout the process of becoming a Freehold Company and having a share of said freehold. Both Amber and Siroop spoke in plain English and were most efficient and pleasant to deal with.

      Trustpilot review

    • Amber was fantastic from start to finish. Efficient, clear and professional. Will certainly be calling on her again.

      JQ, Trustpilot

    • Guy and his team assisted me with a new lease venture and were an absolute pleasure to work with. A professional & knowledgeable team who offered fast and excellent advice. Highly recommend their services

      Qasam A, Trustpilot