Car Accident Abroad

How to Claim for a Car Accident Abroad

If you are involved in a road accident outside of the UK, you may be entitled to bring a claim for your injuries and damage to your vehicle.

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Driving is relatively safe in most EU countries and car-friendly countries like the USA. However, accidents do happen and there are rules in place to help you get the compensation you are entitled to.

This page explains what you should do at the scene of the accident and how you can start a car accident claim when you return home.

What should I do if I have a car accident abroad?

  1. Call the police

If you’re involved in a road accident abroad, call the police and ask for a copy of their report or reference number. Ask for an interpreter if you don’t understand what the officer is saying.

  1. Seek medical attention

Even if you think you are uninjured, it is a good idea to see a doctor immediately after an accident. Sometimes injuries from road accidents don’t appear right away, and having a medical record can be a useful piece of evidence if you later decide to seek compensation.

  1. In Europe, fill out an EAS form

For road accidents in the European Union, fill out the European Accident Statement (EAS) if you have one. Your insurance company may have given you this form or one may be produced at the scene of the accident. This form has different names in different countries such as the Constat Amiable in France and the DAA in Spain.

The EAS is a standard form that establishes an agreed set of facts about the accident to help with insurance claims. You can use it to record the date and place of the accident, vehicle registration numbers, driver contact details and your version of events. Only sign the EAS when you’re sure that you understand the situation. Make sure you’re given a copy.

  1. Keep detailed records of the accident

Countries outside of the EU will not have an EAS but the foreign insurance company may provide their own accident report forms for policyholders to fill out. Some states of the US also require drivers to file accident reports with the Department of Motor Vehicles for accidents meeting certain criteria. Whether you are given an official form or not, it’s a good idea to:

  • Make notes about what happened in as much detail as you can
  • Get photographs of the scene (licence plates, vehicle damage, injuries, pictures of the road and driving conditions)
  • Exchange insurance details with the other driver
  • Take the names and contact details of any witnesses
  • Don’t admit liability as this could void your insurance and harm your personal injury claim
  1. Report the incident to your insurer

Contact your insurer as soon as possible. Certain policies have a time limit for reporting incidents, even if you are making the report for ‘information only’ and do not wish to make a claim.

  1. Contact the car rental company

If you were driving a hire car, contact the hire company as soon as possible. Rental companies have their own procedures for dealing with insurance companies and anyone else involved in the accident. Once you are home, write to the company with a full report of the incident.

Which law is applicable to overseas road accidents?

The relevant law depends on how you booked your holiday. If the accident happened while you were travelling in a hire car that was included as part of a package holiday, and the accident was not your fault, you can make a holiday accident claim against the tour operator.

The Package Travel, Package Holidays and Package Tour Regulations 1992 enable you to make your claim in the Courts of England and Wales, even though the accident occurred in another country.

If you booked your car hire independently, or you were travelling in your own car, then different rules apply. In the majority of cases, your claim will be governed by the law of the country where the accident happened and you will have to start legal proceedings in that country.

This does not mean that you have to return to that country to make a claim, however. We manage car accident abroad claims from right here in London, and we are usually able to deal with them from start to finish without our client having to leave the UK. This is because we have an established network of the best specialist lawyers across different jurisdictions. We call on them to help us navigate local laws and overcome any language barriers.

Your experience will not look or feel much different to making a car accident claim where your accident happened in the UK.

What types of accident can I claim for?

Our solicitors specialise in a wide range of road traffic accident claims including:

Who do I claim against?

The claim will be against the person whose actions or negligence caused the accident. This will depend on the circumstances, but could include:

  • The tour operator, for road accidents that occurred as part of a package holiday.
  • The other driver and their insurers, for collisions where the other driver was at fault.
  • The authority responsible for road maintenance, where your accident was caused by the condition of the roads.

It’s important to remember that, in some countries, the insurance laws may be different than what you are used to. It’s best to consult with a specialised lawyer who can guide you through the legal process and ensure you receive fair compensation for your car accident abroad.

What if my accident was a hit and run?

As the victim of an uninsured driver or a hit-and-run, you may be able to claim compensation through the foreign equivalent of the Motor Insurers Bureau. Your solicitor will explore this possibility with you when deciding whether you are able to make a claim.

How much compensation can I receive?

The laws of the country where the accident happened will determine how much compensation you receive. This can be a higher or lower amount than what you would receive in the UK. However, your UK solicitor and their overseas colleagues will work together to ensure you receive the maximum amount of compensation available under the local laws.

Your claim can typically include compensation for:

  • Pain, suffering and any long-term effects from your injuries
  • Medical expenses
  • Lost earnings
  • Damage to your vehicle or personal property
  • Changes to your travel plans.

We have helped clients claim compensation for a wide range of holiday injuries including:

How do I make a claim for a car accident overseas?

The first step is to seek legal advice from a solicitor who is experienced in overseas traffic accident claims. Do this as soon as possible after you get home. Your claim may be under a different time limit to the UK, so it is really important to act quickly.

You can only claim compensation for your car accident if you can prove that you were not the person at fault. This can be complicated. Often, the other driver’s insurers will seek to prove that you were wholly or partially responsible for the accident because you did not understand the driving laws in the country. However, this should not deter you from making a claim.

Many jurisdictions recognise the concept of contributory negligence and will apportion blame based on the relative responsibility of the parties involved in the damage. You may still be entitled to compensation, even if you were partly at fault.

As specialists in traffic accidents overseas, we can go through your case and tell you if you have a claim, and alert you to any pitfalls you may encounter. We can also make a rough estimate of what you could potentially be owed. Get in touch with our friendly solicitors and we will be happy to advise you further.

Contact us today

To speak with one of our solicitors, contact us by:

  • Filling in our online enquiry form; or
  • Calling us on 020 7485 8811

Speak to us about a Car Accident Abroad Claim

For all new enquiries, please submit your details via the contact forms on our website. This will ensure your query reaches the right team and is handled promptly.






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    • Lisa Pepper gave me clear, level-headed and sensible advice during her handling of my divorce, and she demonstrated excellent understanding of the relevant law. She was on my side but fair and pragmatic, and her advice was always given with an eye to what was both equitable and achievable, and in line with the collaborative approach I’d wanted.

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    When should I contact a personal injury solicitor?

    After an injury, making a claim can feel like a low priority. A survey of 4,000 people commissioned by APIL found that one in five had been injured through someone else’s negligence, yet 41% of them never made a claim. Many simply did not know they were entitled to compensation.

    There are also exceptions to the standard three-year limit worth knowing about. Children have until their 21st birthday to bring a claim, and different rules apply to people who lack mental capacity. If you are unsure whether a time limit applies to your situation, contact us and we will advise you.

    Why do I need a specialist personal injury solicitor?

    The legal field is vast with many specialities. It makes sense that you will have a better outcome with a specialist personal injury lawyer who has years of experience and a successful track record handling cases similar to yours.

    A specialist personal injury solicitor has in-depth knowledge of personal injury laws and they are well-versed in dealing with insurance companies and their tactics.

    They know how to evaluate the worth of your claim, taking into account all your damages, including lost wages, pain and suffering and possible future expenses. They ensure you get a fair settlement. If this cannot be achieved through negotiation, they are prepared to take your case to trial.

    In fact, 88% of claims in Q1 (January to March) of 2025 involved legal representation on both sides – highlighting just how important it is to have expert legal support from the outset.

    Having confidence that your solicitor is working to secure your future can provide peace of mind, knowing that your case is being handled by a competent and caring professional.

    How do I choose the best personal injury law firm for me?

    First, look out for a personal injury law firm that is regulated by the Solicitors Regulatory Authority and is a member of the Association of Personal Injury Lawyers (APIL). This ensures they meet high standards of professionalism and ethical conduct.

    Then, dig deeper to understand what sets the best firms apart.

    Award-Winning Personal Injury experience

    Osbornes Law has been fighting the corner of the injured person for over 50 years and is one of the UK’s leading personal injury litigation firms. Our award-winning department specialises in high-value and complex trial litigation involving severe brain and head injury claims, spinal cord injury claimsfatal accident claims and cycling accident claims cases. We’ve worked on thousands of different types of claims over the years and will match you with a specialist personal injury solicitor who has experience handling cases just like yours.

    Recognised personal injury expertise

    Our team of specialist personal injury solicitors are recognised experts in their field and have been accredited by leading legal directories such as Chambers & Partners, Legal 500 and APIL. We are proud partners of leading charities such as the London Cycling Campaign and Headway, the brain injury association. This means we have not only achieved superb results for clients, but also have the respect of fellow lawyers and industry professionals.

    Secured millions of pounds in compensation

    Our track record of winning our clients’ cases speaks for itself. We have secured millions of pounds in compensation for our clients over the years, achieving numerous multi-million-pound settlements. Browse through our case studies to see how we have helped people just like you.

    Empathetic personal injury lawyers

    Injuries can be overwhelming, both physically and emotionally. Your personal welfare is just as important as winning your compensation claim. That’s why we take a whole-person approach, looking at all your needs, not just your legal ones. Our expert personal injury lawyers will guide you through the court system, but they will also signpost you to the rehabilitation, medical and charitable resources that can help you get back on your feet in every way possible. With home appointments and hospital visits, we make sure you have all the support you need during this difficult time.

    Our lawyers explain everything in plain language

    At our firm, communication is key. We understand that legal jargon can be confusing, so we take the time to explain everything in plain language. You will always know what is happening with your case and what your options are. Your road to recovery starts with an initial consultation with our London solicitors. We will give you a full, fair assessment of your personal injury case—and if we don’t think it is a strong one, we will tell you. There is never any obligation to proceed with us and all initial advice is free.

    Initial consultation – questions to ask and how to prepare

    The initial consultation is a friendly, confidential discussion about your injury and how it happened. The personal injury solicitor will assess your case, let you know whether you can make a claim, and talk you through the next steps. They will also explain how you can finance your claim and the costs involved.

    You need to trust your accident lawyer and feel confident in their ability to handle your case. Here’s how to prepare and some questions you can ask to make the most of your initial consultation:

    How to prepare

    • Write down a timeline of events leading up to and following your injury.
    • Gather any documents related to your injury and the incident, such as medical reports, police reports, receipts and photographs.
    • Be prepared to discuss the impact the injury has had on your life, work and well-being.
    • Have your list of questions ready.

    Questions to ask

    • What experience do you have with cases similar to mine?
    • Who will be handling my case, and how can I contact them?
    • Are you prepared to visit me at home if necessary?
    • What kind of support and assistance will you provide throughout the claims process?
    • How long do you think my case will take, and what factors could affect the timeline?
    • On average, what settlements do you achieve in cases similar to mine?
    • Can I see examples of successful cases similar to mine that your firm has handled?
    • What are the options for funding my case?

    How much does hiring a personal injury solicitor cost?

    The majority of personal injury cases are handled on a no win, no fee basis. This means that you won’t have to pay any upfront legal fees to start your claim. Instead, your solicitor’s fees will be deducted from the compensation awarded if the case is successful.

    It’s important that you understand the terms and conditions of the no-win, no-fee agreement before signing. The percentage should be explicitly stated in your agreement, and you should check whether there are other costs and deductions, such as for any shortfall in the recovery of their basic charges or for After The Event insurance.

    Your personal injury solicitor should explain these potential costs to you upfront, offering you a clear picture of the financial aspect of your claim.

    Insurance policies and your right to choose

    Road traffic accidentsworkplace accidentsslips and falls, and other types of accidents that result in personal injuries tend to have an insurance element involved. In road traffic accidents, for example, both you and the at-fault driver will have insurance cover, and your respective insurers will be involved in negotiating the claim.

    Insurance companies often have their own set of tactics aimed at protecting their bottom line, which can leave injured parties feeling pressured and unsure about their rights.

    If your car or home insurer is covering your legal claim, they might assign you a solicitor from their panel. The panel solicitor may not be an expert in your type of injury, or the best person to handle your claim. If you are unhappy, know that you don’t have to accept your insurer’s choice of solicitor. Choosing your own solicitor is often a better option, as you can be sure that your solicitor will be acting in your best interests.

    We are experienced in handling claims covered by legal expenses insurance. Our solicitors will guide you on how to negotiate with your insurance company, and navigate these tactics on your behalf and ensure that you are not taken advantage of.

    Contact us today for an initial consultation

    Call us today on 020 7485 8811 or fill out the form below to discuss your case in confidence. Our dedicated team is here to support you.

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